Here’s a useful comparison of exchanges in which you can filter on payment method:

If lower fees are your goal, then know that when you place an ad to buy bitcoin on a P2P trading exchange, you set the price you are willing to pay. Generally you would set the price so that you slightly outbid the other offers for that payment method such that your offer is likely to find a seller willing to sell at that price. But usually this is still a price well below spot price. This can be referred to as “negative fees”.

P2P Trading exchanges



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How Do I Pay Low Fees When Purchasing? : Bitcoin
How Do I Pay Low Fees When Purchasing? : Bitcoin
How Do I Pay Low Fees When Purchasing? : Bitcoin
How Do I Pay Low Fees When Purchasing? : Bitcoin

How Do I Pay Low Fees When Purchasing? : Bitcoin

How Do I Pay Low Fees When Purchasing? : Bitcoin